When the world can’t wait.

Empower your people, wherever they are, and join the thousands of global businesses that trust Centtrip with their deposits, cashflows, expenses, payments and foreign exchange.

Payments & transfers
Account management
Multi-currency card
Foreign exchange
Real-time reporting

Easy transfers and international payments

Make fast and secure single or batch payments, anywhere in the world, within seconds and without limits.

Send multi-currency payments individually or in batches
Make free-of-charge instant payments with CenttripNow
Set multi-tiered permissions and approvals

Smart single interface

Deposit and manage all your deposits, inflows, payments and expenses in 15 major currencies from a single account.

Deposit and manage 15 major currencies in unlimited amounts
Make domestic and international payments in seconds
Transfer funds between accounts and cards, instantly and securely

Go cashless with Centtrip card

Enjoy the highest card balances and transaction limits on the market, anywhere in the world.

Hold funds in up to 15 currencies on one or multiple cards
Accepted in more than 210 countries and territories
Customise card and purchase limits for greater control

Transparent foreign exchange

Get access to live FX rates with spot, same-day and forward trades online, via the app or by speaking to our FX experts.

Convert up to 140 currencies at live-market rates
Avoid unnecessary charges with our competitive fixed fees
Get support on developing efficient currency strategies

Rich reporting and reconciliation

Keep track of your expenditure in real time and tailor reports to meet your exact requirements.

Tailor easy-to-read reports for multiple accounts and cards
Access real-time and historic transactions online and via the app
View and download photo receipts for expense management

Centtrip in action

0849 GMT • Edinburgh

The Milkman – GBP 44.95

Essential cookies and coffee for the monthly, everyone-in-the-office, leadership team meeting. Paid with the Centtrip Mastercard. In a rush, running late, but take a quick second to scan the receipt for my expenses.

Just had a call from Steve in Dubai, who needs extra funds (again). Waiting for the barista, I can take a minute to transfer 5,000 UAE dirham using the Centtrip app.

Manage multiple, multi-currency accounts from the Centtrip app.
Transfer money instantly from account to cards on app or desktop.
Scan and tag receipts for easy analysis.

1003 GMT • Edinburgh / Austin TX

Smith McArthur – USD 10,000

Exciting times. A final review and the team’s agreed our new premises in Austin, Texas – our first international office. Pressed the button (literally), there and then to transfer the deposit to the realtor, using Centtrip.

That means competitive exchange rates, no transaction fees and a faster payment process.

Manage currencies at live-market rates.
Avoid unnecessary costs by holding multiple currencies in your account.
Low, fair and transparent rates put you in control of your balances.

1037 GMT • Edinburgh / London

Forward currency contract – ZAR 110,000,000

Call with the Centtrip trading desk. A major partner in South Africa has agreed to part-fund our next development cycle with quarterly instalments. But how do we ensure it’s worth what we expect when we receive each tranche of South African Rand?

A flexible forward contract arranged by Centtrip locks in the exchange rate and helps us avoid any future gaps in our cashflow.

Support from an experienced team that understands your needs.
Forward currency contracts to reduce exchange and cashflow risk.

1159 GMT • Edinburgh

Batch payment – GBP 83,527.07

A CFO’s work is never done. Time to process creditor payments and salaries, before heading to the airport. Setting up and processing payments used to take an age, but now I simply upload a spreadsheet of payments and it’s done. Happy staff, happy suppliers.

Also time to top up cards for our execs and sales team, so they can get on with their jobs.

Batch payments and accounting system integration.
Highest card transactions limits on the market.
Hold up to £350,000 in 15 currencies on your card.

2023 CET • Paris

ATM – EUR 1,000

Arrived in Paris for tomorrow’s conference. Some last-minute hiccups on the collateral, but a dash to the nearest ATM and a local print shop and everything’s sorted.

The world can’t always wait for a phone call, but Centtrip’s high balance and transaction limits make handling obstacles or opportunities nice and simple.

Withdraw up to £4,000 from ATMs worldwide.
High transaction limits empower people on the road.

Your trusted partner

Extension of your team

Your dedicated account manager and FX consultant are on hand and available for day-to-day support and specialist services.

Tailored fee structure

We provide fair and transparent pricing that is both clear and competitive. All fees are guaranteed, fixed and tailored to your specific needs and budget.

Unrivaled expertise

We understand your industry and your business and have experts in banking, payments, foreign exchange, wealth management, compliance and technology.

Trust and transparency

We believe in long-lasting relationships based on trust and work with you to create a tailored approach to managing your expenditure, payments and foreign exchange.

Award-winning technology

Our multi-currency account, card and app are built on innovative API-driven technology which has won multiple global tech awards.

Your security is our highest priority

Authorised and regulated by the FCA we adhere to strict protocols to maintain best-in-class compliance procedures and ensure total security of your finances and data.

What our clients say

“Our current, high street bank system is not great for scale. If you need to make 15 payments each month and the amounts change each month, it’s time-consuming and awkward. With Centtrip, I can just upload a spreadsheet and everyone gets paid on time.”

Rémy Astié, Founder and CEO, Vauban

“Centtrip is at the forefront of the payments industry and is revolutionising the foreign-exchange market with its approach and technology, providing unparalleled flexibility and service to its corporate and private client base.”

Lee Britton, Prepaid Financial Services, Europe’s Fastest Growing Mastercard® Issuer

“The currency transfer market is highly competitive with new specialist providers such as Centtrip offering customers excellent value for money. For client switching even a relatively small sum overseas the cost saving can be significant.”

Andrew Hagger, Independent Money Expert, MoneyComms

“Centtrip is by far the easiest and most efficient platform. There is no requirement to call or email a broker as you trade direct from your own online account, when the market is right for you. When required there is broker assistance always replying within minutes. Having compared trades to other companies, I am also getting the best FX rates.”

Tony Leece, Owner, Ski4Less